Concourse Specialty Lending provides private term loans to airport concession operators — the restaurants, retailers, and food & beverage businesses that serve travelers inside airport terminals. Just experienced lenders who understand your business.
Concourse Specialty Lending was purpose-built for airport concession operators — an underserved borrower with a unique capital need that traditional lending programs are simply not structured to meet. We understand your business because we built our entire lending program around it.
Our borrowers hold concession agreements with airports and operate restaurants, food & beverage concepts, and retail businesses inside terminal concourses. They serve a captive audience of millions of travelers each year, operate under long-term airport contracts, and face significant upfront capital requirements that most lenders don’t understand how to underwrite.
Traditional lenders struggle to underwrite airport concession loans because the assets are leasehold improvements inside a terminal, not traditional collateral. Most lending programs are slow, restrictive, and a poor fit for the deal structure. Concourse was built specifically to finance concession operators — from terminal buildouts and equipment to working capital between contract award and opening day.
We fund terminal buildouts and renovations, equipment purchases, working capital bridges between contract award and first revenue, and expansion capital for operators adding new locations. Our team brings deep experience in banking, credit underwriting, business development, and operations — and we know how airport concession deals work from the ground up.
Airport concession deals have specific timing, structure, and capital requirements. Our process is built around that reality — not adapted from a generic SMB lending playbook.
We underwrite airport concession businesses on their own terms — concession agreement terms, airport traffic data, operator track record, and leasehold structure. Not a generic cash flow model built for a retail strip center.
Airport concession deals require capital on a fixed construction and opening schedule tied to your concession agreement. We move on your timeline — term sheets in days, not weeks, with a credit team that already understands your business model.
You work directly with our credit team from first call through closing. Term sheets in days. Decisions made by people who understand airport concessions — not a committee reviewing your deal for the first time at credit approval.
One focused product for one specific borrower. We provide private term loans exclusively to airport concession operators — structured to match how concession businesses actually operate, with repayment terms tied to your revenue cycle and concession agreement timeline.
Concourse is building a national lending presence across the country’s highest-traffic airports. We launch with our initial Phase 1 markets and expand in Phase 2 as we scale operations.
Our initial launch markets — high-traffic airports with strong concession operator activity and deep deal flow. First loan originations begin here.
Added once Phase 1 operations are proven. Additional major airport markets expanding our reach to concession operators across the country.
Continued national expansion as Fund I deploys and we build our track record. Additional markets and a larger Fund II to follow.
Operating at major U.S. airports · Expanding nationally · More markets coming
Concourse Specialty Lending is preparing to originate its first loans. If you’re an airport concession operator looking for capital — or expect to need financing for a buildout, equipment, or expansion — leave your email and we’ll reach out directly when we’re open.
No spam. One email when we’re ready to lend.